Business Insurance – Charitable Deeds

WendyLightHeadshot“Make sure you keep records of charitable deeds for tax deductions and other reasons!”

Wendy Light |

Article Courtesy of: Cincinnati Insurance

Don’t let your charitable deeds go undocumented

You want to make a difference in your community, and many businesses give back through charitable deeds. Charitable deeds strengthen your presence in the community and can generate positive publicity and goodwill.

While many businesses give money to individuals who need help or causes they support, charitable deeds may also come in the form of goods and services. Not all charitable deeds are tax deductible contributions. For information regarding whether or not your charitable contributions are tax deductible, consult with an accountant or tax attorney. And even with contributions that are not tax-deductible, be cognizant of the potential for bodily injury and property damage for the recipient as well as innocent third parties. Continue reading

Managing Risk Across the Supply Chain

DaveLucasHeadshotOptimized“While lean manufacturing has become a cornerstone of successful supply chain management and a way for businesses to stay flexible and responsive to changing tastes in their markets, the dependence on and relationship with suppliers resulting from outsourcing and minimizing stock creates a host of exposures.”

Dave Lucas |

Managing Risk Across the Supply Chain 

Successfully navigating and managing the risks presented by a convoluted supply chain is a complicated endeavor considering the countless precarious factors that can cause disruptions or liability issues across the entire supply chain.

Risk Factors Abound

A key supplier or buyer can be debilitated for a number of reasons such as natural (floods, pandemics, earthquakes, severe storms), human (terrorism, civil disorder, electronic security breaches) or technical (power failure, hardware or software viruses). These events can have dramatic effects on supply chain partners both upstream and downstream. Continue reading

Got a Meeting? Take a Walk

JoWood600px“Change the way your company holds meetings and improve the health of your employees after watching this less than 4 minute video.”

Jo Wood |

Video Courtesy of: Ted Talks

Nilofer Merchant suggests a small idea that just might have a big impact on your life and health: Next time you have a one-on-one meeting, make it into a “walking meeting” — and let ideas flow while you walk and talk.

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Most and Least Expensive Vehicles to Insure

DanielleAllenHeadshot“Although the cost of an auto insurance policy varies according to different drivers and locations, it’s commonly known that some vehicles cost more to insure than others. Here are the most and least expensive 2016 model vehicles to insure, as found in a study by”

Danielle Allen |

New Study Revels Car Insurance Trends

Most expensive average annual premiums:

  1. $4,048: Dodge GT Viper
  2. $3,797: Mercedes SL65 AMG
  3. $3,539: Mercedes S600 BI-T
  4. $3,513: Mercedes S63 AMG 4Matic
  5. $3,484: Porsche Panamera S Executive
  6. $3,476: Nissan GT-R Nismo
  7. $3,309: BMW M6 Gran Coupe
  8. $3,245: LandRover Range Rover SV Autobiography Black LWB
  9. $3,229: Audi RS7 Quattro Prestige
  10. $3,212: Porsche 911 Carrera GT3 RS

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Remember Insurance as College Students Head Back to School

TeresaTaylorHeadshot“Check out these quick tips to make sure your college student is properly covered while away at school!”

Teresa Taylor |

Article Courtesy of: Cincinnati Insurance Company

Back-to-school time is a good time to review your insurance if you have a student headed back to college. Remember to talk to your independent insurance agent for advice to make sure your student’s car, electronics and other belongings are covered. Some coverage may extend from your own personal insurance policies, but individual circumstances can vary. Your agent will know how to help. Continue reading

Manufacture Your Best Policy

DaveLucasHeadshotOptimized“The risks facing manufacturers are more extensive than product liability claims. Your coverage should also take into account business interruptions such as power outages and physical damage. .”

Dave Lucas |

Article Courtesy of: Cincinnati Insurance Company

There are close to 300,000 manufacturing businesses across America, ranging from machine shops to woodworkers to plastics manufacturers. All of them need a comprehensive insurance policy.

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Pokemon Go, Stay aware of your surroundings

BrendaBoomerHeadshot“ Pokémon Go—a location-based, free-to-play game for iOS and Android smartphones—has been encouraging players to get outside and walk around. However, players should be fully aware of how the game works in order to ensure that they remain safe at all times.”

Brenda Boomer |

Pokémon Go uses a smartphone’s GPS and gyroscope sensors to determine a player’s location. The game then uses that information to display Pokémon near the player, through the phone’s camera. The game also marks popular locations, such as parks, memorials and other frequently visited areas, as places where players can compete with each other and gather free in-game items.

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Heat Safety Tips

DanielleAllenHeadshot“While the summer is a great time to spend outdoors, high temperatures can lead to skin and eye damage, as well as other heat-related illnesses.”

Danielle Allen |

Heat exhaustion can occur if you don’t properly hydrate yourself when it’s hot, and can quickly lead to heat stroke–a life-threatening condition. Use these tips to stay cool and healthy this summer.

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Protect Your Vehicle by Avoiding Animal Collisions

TeresaTaylorHeadshot“According to the Insurance Institute for Highway Safety, traffic deaths from collisions with animals happen most often from July through September.”

Teresa Taylor |

Although animals remain active throughout the year, they travel farther distance during the summer and fall seasons. Here are some quick tips to avoid collisions:

  • Slow down if you see an animal near a road, as its movement is often unpredictable.
  • Don’t assume that an animal is alone, as they frequently travel in packs. Continue reading

The Fake President Fraud

WendyLightHeadshot“Law enforcement officials have seen a rapid rise in this scam over the past several years. Learn more about the scheme in order to protect your organization. “

Wendy Light |

The “fake president fraud” is a type of scam in which a criminal posing as a company executive convinces an employee to voluntarily transfer a large sum of money directly to the criminal’s account. It may be hard to imagine that any of your employees would authorize a wire transfer to an unknown account, but law enforcement officials have seen a marked rise in the occurrence of this scam over the past several years. Continue reading